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Fintech, What the Heck? - Innovation \u0026 Investing in Crypto Ft. Bitcoin IRAOur extensive experience spans cryptocurrencies, blockchain and digital assets; payments and payment systems; digital banking, lending and financial services;. Cryptocurrency is discussed in conjunction with fintech, which stands for financial technology. This is an area that explores innovative. A blockchain is a decentralized ledger of all transactions across a peer-to-peer network. Using this technology, participants can confirm transactions without a.